Sweden's Länsförsäkringar Fondliv reports SEK 396m profit in first three quarters of 2026

Länsförsäkringar Fondliv’s profit was SEK 396m for the first three quarters of 2026, down from SEK 427m in the same period last year, its interim results revealed.

The results also showed that Länsförsäkringar Fondliv's assets under management (AUM) totalled SEK 339bn in the first nine months of 2026; of this, SEK 8.4bn was in guaranteed management.

Meanwhile, the total premiums written amounted to SEK 26bn in the first three quarters of 2026, an increase when compared to the SEK 22.2bn total premiums written in the first three quarters of 2025.

Furthermore, so far in 2026, premiums paid increased by 19 per cent and transferred business volume rose by 15 per cent.

The average customer return during the first nine months of the year was 13.2 per cent for unit-linked insurance, while the return on guaranteed management amounted to 7 per cent.

The interim results also reported that, so far in 2026, 10 new pension funds have been added to Länsförsäkringar's offering, while five funds have been replaced with funds offering higher sustainability standards or greater return potential.

Additionally, the results showed that the majority (99.4 per cent) of customers' capital invested in unit-linked insurance is allocated to funds that promote sustainability or have sustainability-related information in accordance with European Union regulation.

Meanwhile, Länsförsäkringar Liv's AUM amounted to SEK 105bn in the first nine months of 2026, unchanged from the same period in 2025. Länsförsäkringar Liv is closed to new business and manages traditional life insurance.

So far in 2026, Länsförsäkringar Liv’s Nya Världen product returned 10.1 per cent, Nya Trad returned 7.1 per cent, and Gamla Trad returned 4.3 per cent.

The average bonus rate during the first nine months of the year was 8 per cent for Nya Trad and Gamla Trad.

Länsförsäkringar Fondliv’s and Länsförsäkringar Liv’s capital ratios under Solvency II stood at 146 per cent and 236 per cent respectively.

Commenting on the results, Länsförsäkringar Fondliv CEO and Länsförsäkringar AB head of the Life & Pensions Business Unit, Sara Rindevall, said: “Länsförsäkringar continues to grow in pension savings. Länsförsäkringar Fondliv's total premiums written now amount to SEK 26bn, with strong growth in both premiums paid and transferred business volume.

“At Länsförsäkringar Fondliv, we are now managing more capital than ever before, SEK 339bn, and, together with Länsförsäkringar Liv, SEK 444bn for our customers' futures.

“During the first nine months of the year, we achieved a good return for our customers, which is a welcome development for their pension capital. Good returns and strong financial strength also made it possible to raise the bonus rate from 8 per cent to 10 per cent in Nya Trad and from 8 per cent to 9 per cent in Gamla Trad from 1 October 2026.”



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