The solvency ratio of Finnish earnings-related pension providers dropped by 0.6 percentage points in the first quarter of 2025, new data has revealed.

According to figures from the Finnish Financial Supervisory Authority (FIN-FSA), the overall solvency ratio of earnings-related pension providers stood at 128.7 per cent at the end of March.

This represents a marginal decrease of 0.6 percentage points from the previous figure of 129.3 per cent, reported at the end of 2024. FIN-FSA said this was due to the sector’s capital decreasing by €0.8bn over the quarter.

A breakdown of the data shows that pension insurance companies had an average solvency ratio of 128.5 per cent, while company pension funds and industry-wide pension funds demonstrated stronger positions with an average ratio of 139.5 per cent.

Earnings-related pension providers, as defined by the FIN-FSA, include private-sector pension insurers such as pension insurance companies, company pension funds, and industry-wide pension funds.

FIN-FSA has also updated the solvency statistics available on its website to reflect the latest data and ensure consistency across published figures.

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