Assets in the Czech Republic’s third-pillar pension system increased by more than CZK 20bn over the fourth quarter of 2025, taking year-on-year growth to CZK 82bn, according to the Association of Pension Companies (APS) of the Czech Republic.

By the end of 2025, a total of 3,890,216 participants were saving and investing with pension companies, which together managed assets of CZK 659.715bn.

This marked an increase of CZK 54.71bn from the end of 2024, underscoring sustained asset growth throughout the year.

Supplementary pension savings (DPS), the newer defined contribution (DC) element of the third pillar, continued to drive much of this expansion.

At the end of the fourth quarter, 2,179,237 participants were invested in participant funds, with total managed assets reaching CZK 310.666bn.

Of these, 776,927 members received employer contributions, with an average monthly employer payment of CZK 1,334.

APS president, Radek Moc, said participants in supplementary pension savings had CZK 82bn more in their pension accounts year-on-year.

He noted that dynamic funds, particularly equity strategies within the new pension system, once again delivered double-digit returns in 2025, contributing to asset growth.

The data also showed continued use of pre-retirement pensions.

At the end of the fourth quarter, 7,183 individuals were receiving a pre-retirement payment, with an average monthly benefit of CZK 16,384.

Meanwhile, the legacy pension insurance segment – transformed funds with state contributions – remained significant in scale.

Indeed, at year-end, 1,710,979 active participants were invested in transformed funds, with assets totalling CZK 349.049bn.

Employer support remained material in this segment, with 530,552 members receiving employer contributions averaging CZK 1,225 per month.

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