Pension funds in the Czech Republic performed strongly in the first half of 2025, with dynamic funds experiencing an average growth of 7.03 per cent, according to the Association of Pension Companies of the Czech Republic (APS).

The association stated that this strong performance occurred despite the spring market turbulence, which was largely driven by the United States' customs strategy.

Losses experienced in March and April were fully recovered in May, with June showing further modest improvements.

The APS also reported that the balanced funds grew by 4.21 per cent and pension qualified funds (PKF) grew by 1.67 per cent in the first half of 2025.

APS president, Aleš Poklop, said to SZ Byznys, the business section on the Seznam Zprávy website, that the first half of the year was “very turbulent” from the point of view of stock markets.

“After the first two months of growth, a two-month slump came, culminating at the beginning of April. However, May erased the losses and June improved the results even slightly,” he said.

“In the end, participants in dynamic and balanced funds had a very good six months. We will see what the current one offers.”

Poklop warned that no matter how world markets develop, it is necessary to consider pension savings as a long-term investment tool.

"One should not overly concern short-term fluctuations, which are simply part of the world of stocks," he added.

He said if an individual saves CZK 1,500 every month over 30 years into a pension plan, an individual can expect to have around CZK 2m saved up by the end.

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